You won’t have to pay the deductible for the general practitioner or for any health care covered by a supplemental insurance policy.

The excess stacks up during the year and resets with every new year. Only after you have paid the amount the insurance company will reimburse any further costs. Once you use your basic health insurance you will first have to pay the deductible excess (in Dutch: eigen risico) up to 385 euro.

Needless to say, the insurance premium will increase or decrease based on your preferences and chosen cover. The average premium is about 110 euro per month for basic health care. Emergency medical care abroad (according to Dutch standards and tariffs)Īn insurance premium is to be paid to the insurance company every month.Physiotherapy (only for some chronic conditions).

Hospital care and other medical care, operations and treatments performed by doctors and physicians, such as surgeons, paediatricians, cardiologists and oncologists.

Visits and treatments by a general practitioner.

This insurance covers essential medical care, such as: The basic insurance plan is already quite extensive and is more or less equal for all health insurance companies. The overview above shows Dutch insurance providers and their monthly premiums for basic healthcare. ObligationĪre you unsure whether it is mandatory for you to apply for a Dutch health insurance plan, for example, when you are a student? Even if you have a part-time job or internship that pays at least the minimum wage.įrom the moment you have a BSN, you have four months to apply for a health insurance in The Netherlands. If you work in The Netherlands you are required to apply for a basic health insurance.

The general quote online free